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Ask Dr. Debt
A free website loaded with links to financial resources, answers to debt-related issues and unbiased information intended for consumers with questions or concerns about their debt.
Is a United States statute intended to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information’s accuracy.
The Federal Credit Reporting Act is the federal law that regulates the collection, dissemination, and use of consumer information, including consumer credit information.
A consumer credit reporting agency in the United States, considered one of the three largest American credit agencies along with Experian and TransUnion.
Experian is a business services and global credit information group.
One of the largest credit bureaus in the United States, Transunion provides credit information to both businesses and individuals.
Dispute a debt: We know sometimes you may not be sure why a debt is owed. If this is the case please notify us in writing by mailing your dispute to Attention Dispute Department at PO Box 38062 Dallas, TX 75238-0062 and we will investigate and respond accordingly. Alternatively, you may call our offices at 877-532-6133.
This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.